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The user Loan TB therefore the Household Guarantee Financing TB disagree in 2 important variables, particularly maturity and interest:

Ought i extremely use the money from a home Guarantee Financing TB having anything?

The whole amount of property Equity Loan TB try a great loan your objective, meaning that there are not any criteria to document people goal together with money from our home Collateral Financing TB is put at your only discretion. The actual only real different is actually a situation if you use your house guarantee loan to settle almost every other finance in this situation you must pay back those people finance and you can people kept a portion of the mortgage can be used the objective.

What’s the difference between the consumer mortgage loans in Grover TB therefore the Home equity mortgage TB ?

The user Mortgage TB a loan with an intention rates out of 5.nine % p. an excellent. and you will maturity months maximum. 8 ages,

Our home Security Mortgage TB that loan with an intention price out-of dos.59 % p. an excellent. having one year obsession and readiness two decades.

Could i pay off the home Security Financing TB early?

Sure, your house Collateral Loan TB is paid off very early, actually instead a charge, on the day of your own avoid of one’s repaired-appeal period. A customer can also offer an extraordinary put annually doing the latest 20 % of the mortgage prominent clear of people charges. And both of these options, the expenses from very early cost ought not to exceed 1 % of very early paid amount for the construction loan.

What requirements manage I need to see if i need to take a property Security Loan TB ?

• lowest decades 18 ages,
• documentation away from most recent internet monthly earnings of five hundred EUR or higher,
• mortgage to the maximum amount of 80 % of the bound assets,
• maximum repayment period of two decades,
• an option to have fun with part of the loan to pay costs (loan commission and you may making certain pro analysis of your own flat due to Tatra banka),
• pledging of housing assets given that safety.

Can there be people insurance offered if i was incapable of pay back the house Equity Financing TB ?

Yes, there can be. Within the cooperation into the UNIQA insurer you could arrange the after the through mobile provider Dialogue Alive or even in Tatra banka department:

• insurance coverage of capacity to repay a loan, that leave you certainty in the event of unforeseen incidents you to usually stop you from continuous to settle the mortgage,
• possessions insurance coverage that one can plan centered on your position.

Exactly what are the repaired interest possibilities of the property Collateral Mortgage TB ?

A choice of a fixed interest rate can be obtained for just one, dos, 3, 5, seven and you will a decade or perhaps the whole loan cost months.

About a few months before the avoid of your fixed attract rate several months we are going to get in touch with your in writing and you may let you understand the latest interest rate therefore the the repaired interest rate months. You can pick, if or not your:

• accept the fresh interest rate and the fixed-price period,
• undertake the deal to give or reduce this new fixed-price months together with associated interest rate.

How does the latest appointment for the Tatra banka proceed whenever attracting the latest mortgage? What are the results from the first meeting?

Visit ‘s the initial step to get the financing. Schedule a date for your meeting via Dialogue Alive *1100. The home loan lenders was borrowing from the bank benefits. You will observe towards done bring from mortgage affairs in the the initial fulfilling and then it would be for you to decide to combine the financing to suit your brand new home, car loan, bungalow otherwise property renovation.