An indicator rates fund to help you individual customers
Fees and you can charge
The newest fine print towards home loans need you to receive typical paycheck, social cover otherwise retirement payments and use DNB as your everyday lender.
Computation regarding productive interest levels
BLU Start:Amount borrowed NOK dos 000 100000 doing 85 % out-of market price. Nominal rate of interest 3.39 % p.a great. Annuity financing that have energetic interest step 3,52 % p.an excellent. and additionally front-avoid payment NOK 3 190 and you will instalment payment NOK 65. Cost NOK 990 890, full NOK dos 990 890 over twenty five years.
Loan amount NOK dos 000 one hundred thousand, moderate interest rate cuatro.69 % p.a beneficial. to own step three year fixed speed. Annuity financing that have effective interest rate cuatro.87 % p.good. plus side-end payment NOK step three 190 and you can instalment percentage NOK 65. Pricing NOK 1 422 590, totalt NOK 3 422 590 more than 25 years.
Car loan to own young people having deposit 35 % or even more:Loan amount NOK 150 100000 around 65 % away from cost. Annuity loan having nominal interest 4.74 % p https://www.paydayloanalabama.com/gordonville.a great., effective rate of interest six.54 % p.good. plus top-stop percentage NOK dos five hundred and instalment percentage NOK 65. Costs NOK twenty five 484, total NOK 175 484 over five years.
Amount borrowed NOK 50 100000. Affordable interest rate % p.a beneficial. Annuity mortgage with active rate of interest % p.a. including top-stop payment NOK five-hundred and instalment payment NOK fifty. Total price NOK 68 777 more 5 years.
Fixed-price home loan Tale:Loan amount NOK dos 100 100, nominal rate of interest 4.69 % p.a great. to own step 3 year repaired rates. Annuity mortgage that have effective rate of interest cuatro.87 % p.good. plus front side-avoid commission NOK step 3 190 and you may instalment percentage NOK 65. Costs NOK step one 422 590, totalt NOK step 3 422 590 more than twenty five years.
Auto loan Tale and Saga Platinum that have thirty five % down-payment:Amount borrowed 150 100000 NOK around 65 % out-of cost. Annuity mortgage having nominal rate of interest cuatro,74 % p.a good., effective interest rate six.forty two % p.a beneficial. and additionally side-stop payment NOK 2 3 hundred and you can instalment payment NOK 65. Pricing NOK twenty five 259, complete NOK 175 259 over 5 years.
Tale Liquidity reserve:Amount borrowed NOK 70 000. Affordable interest %, energetic interest rate % as well as top-prevent fee NOK five hundred. Prices NOK cuatro 574, full NOK 74 574 more than 1 year.
Home mortgage doing 75 % from ount NOK dos 100000 100, around 75 % from market price. Moderate interest 4,31 % p.a. Annuity financing with effective rate of interest cuatro,forty five % p.a great. in addition to top-stop fee NOK 3 190 and you can instalment fee NOK 65. Rates NOK 1 286 390, complete NOK step 3 286 390 more twenty five years.
Family guarantee credit line:Loan amount NOK 2 100 one hundred thousand, around 75 % out of market price. Moderate interest rate 4,30 % p.a. Annuity mortgage that have effective interest rate cuatro,forty five % p.a. along with front-prevent commission NOK step 3 190 and you can instalment percentage NOK 65. Pricing NOK step one 286 390, full NOK 3 286 390 over 25 years..
Fixed-rate mortgage:Amount borrowed NOK 2 000 100000 to 75 % away from market price. Moderate interest 4.74 % p.an effective. having step 3 seasons repaired price several months. Annuity mortgage having energetic rate of interest cuatro.92 % p.a great. also front side-stop commission NOK 3 190 and you will instalment payment NOK 65. Prices NOK step 1 439 690, complete NOK step three 439 690 over 25 years.
Environmentally friendly mortgage:Loan amount NOK dos 000 100000 as much as 85 % away from market value. Moderate rate of interest step three.39 % p.a good. Annuity mortgage which have energetic interest step 3.52 % p.an excellent. also side-prevent percentage NOK step 3 190 and instalment percentage NOK 65. Rates NOK 990 890, totalt NOK dos 990 890 more twenty five years.
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